Can You Be Sued for Credit Card Debt? Everything You Need To Know Credit card debt is complicated. With high interest rates and hidden fees, it’s not hard to fall behind on your payments. Moreover, any type of hardship may cause you to default on your credit card debt. Defaulting on this debt is when problems begin to grow exponentially. Your debt is sold to debt collectors, and the collection process begins. Eventually, you may notice a court summons with details about a lawsuit in the mail. So, what can you do? While credit card companies and debt collectors can sue you, that doesn’t mean you have to go to court. We’ll take you through the process of what happens with a debt collection lawsuit and how you can proceed. While our information is in-depth, we always recommend connecting with a lawyer if you have serious concerns about your debt collection lawsuit. Read on to learn more below. Can a Credit Card Company Sue You? Yes, you can be sued for credit card debt. That said, ...